Your mobile phone is an expensive item that travels with you all day, every day, so it makes sense to take steps to protect it.

Here are our top 3 tips for taking care of your precious asset:

  • Get a phone cover. We’ve all seen people struggling to use a phone with a smashed screen. A phone cover is a relatively cheap way to avoid costly clumsiness.
  • Enable password protection. If your phone is lost or stolen, a password makes it much harder for someone to access your email, online banking and other sensitive information.
  • Insurance for your phone. Mobile phone theft is on the rise, and your home insurance policy often doesn't include your mobile phone - so for cover against a lost, stolen, or damaged phone and a low premium of $9.95 we can offer Virgin mobile insurance.

With our mobile phone insurance policy, you're covered anywhere in the world. If it can’t be fixed, it will be replaced with a brand new one. You’ll even get up to $1250 worth of unauthorised calls if a not-so-nice person gets their hands on your phone in Australia, and up to $500 to rent a temporary replacement if you’re travelling overseas.

Note: insurance is only available when you first get your new phone. You can cancel it at any time. Terms and conditions apply ensure this insurance is right for you by checking the PDS/FSG, cover by Risk Insure (AFSL No 230163).

The Low Down
Monthly premium (incl. GST) $9.95
Geographic cover International
Cover Repair & replacement of equivalent model if lost damaged or stolen
Sum insured Up to $5000 per claim (subject to an excess)
Excess $200 for iPhones, $125 for all other handsets
Lost damaged or stolen within Australia Reimbursement of up to $1250 for unauthorised calls
Lost damaged or stolen outside Australia Reimbursement of up to $500 for up to 14 days to hire an equivalent temporary replacement
Product Disclosure Statement
Mobile Phone Insurance Policy
Financial Services Guide
Want to find out more?
Risk Insure Pty Ltd